Terms of Service

1. General provisions

Credito (credito.my) is an online comparison site for loan, payday loan and credit offers provided by third parties. The service is for informational purposes only.

2. Nature of the service

• Credito is not a lender or credit intermediary.
• Credito does not grant loans and does not make credit decisions.
• Every contract is concluded directly between the user and the chosen lender.

3. Liability

We make every effort to keep the displayed data (amounts, terms, APR) up to date, but the final conditions are set by the lender. Credito is not responsible for partners' decisions or the consequences of concluded contracts.

4. Use of the service

Use of Credito is free of charge. Any actions that may disrupt the service (e.g. automated mass data scraping) are prohibited.

5. Affiliate links

Links to offers are affiliate links — we may receive compensation from partners. This does not affect the price for the user.

6. Complaints

Complaints about the service can be submitted via the contact form. We reply within 14 days.

7. Changes to the terms

We reserve the right to update the terms. Each change will be published on this page with a new update date.